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This skill provides specialized guidance for developers implementing the Payment Card Industry Data Security Standard (PCI DSS). It offers structural patterns for the 12 core security requirements, including network security, data protection, and access control. By utilizing this skill, developers can implement secure tokenization workflows, properly mask Primary Account Numbers (PAN), and ensure that prohibited data like CVV or PIN blocks are never stored. It is an essential resource for reducing compliance scope and preparing for PCI DSS assessments across all compliance levels.