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This skill provides specialized guidance and implementation patterns for meeting PCI DSS (Payment Card Industry Data Security Standard) requirements within your codebase. It helps developers build secure payment processing systems by enforcing data minimization strategies, implementing tokenization via providers like Stripe, and establishing robust encryption and access control protocols. Whether you are building an e-commerce platform or a custom payment gateway, this skill ensures your architecture adheres to the 12 core security requirements, helping to reduce compliance scope and protect sensitive cardholder data from potential breaches.