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The Plugin Settings skill provides a standardized architectural pattern for creating user-configurable Claude Code plugins. By utilizing the `.claude/plugin-name.local.md` file format, developers can store structured configuration data in YAML frontmatter and descriptive context in markdown. This approach enables dynamic behavior in hooks, commands, and agents while ensuring project-specific settings remain local and out of version control. It includes robust patterns for parsing settings via Bash and integrating them into complex multi-agent workflows.