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The Plugin Settings skill provides a standardized architectural pattern for managing local plugin configurations and persistent state within the Claude Code environment. By utilizing the `.claude/plugin-name.local.md` format, it enables developers to create configurable plugins that store structured data in YAML frontmatter and contextual prompts in markdown. This approach is essential for developers building complex workflows that require per-project overrides, stateful agent coordination, or user-defined processing rules that remain outside of version control.