What is the difference between SAQ A and SAQ D?

SAQ A is for merchants who completely outsource cardholder data functions to validated third parties (like Stripe Elements), while SAQ D is the most rigorous assessment for merchants who store, process, or transmit cardholder data.

Can I store CVV codes in my database?

No, PCI DSS strictly prohibits the storage of sensitive authentication data like CVV, CVV2, or PIN blocks after authorization, even if encrypted.

How does tokenization help with PCI compliance?

Tokenization replaces sensitive card data with a non-sensitive equivalent (a token), significantly reducing the scope and complexity of your PCI audit because your server never handles the raw card data.

What is PCI DSS compliance?

PCI DSS is a set of security standards designed to ensure that all companies that accept, process, store, or transmit credit card information maintain a secure environment.

PCI Compliance Expert

Name: PCI Compliance Expert
Author: Microck

byMicrock

•

Eコマースソリューション

Implements and audits PCI DSS security standards to ensure secure handling of payment card data and payment systems.

概要

This skill provides comprehensive guidance on implementing the Payment Card Industry Data Security Standard (PCI DSS) within software applications. It assists developers in building secure payment processing flows, reducing compliance scope through tokenization, and enforcing data minimization policies. From configuring secure networks and encryption at rest to managing audit logs and preparing for Self-Assessment Questionnaires (SAQ), this skill ensures that payment systems are robust, secure, and compliant with international financial security standards.

主な機能

Automated audit logging and role-based access control (RBAC) templates
81 GitHub stars
Secure tokenization and data masking for sensitive cardholder information
Implementation patterns for the 12 core PCI DSS requirements
Comprehensive guidance on PCI compliance levels and SAQ preparation
Encryption standards for data at rest (AES-256-GCM) and in transit (TLS)

ユースケース

Building a secure checkout flow that integrates with payment processors like Stripe
Reducing PCI compliance scope by implementing server-side tokenization
Refactoring legacy code to remove prohibited storage of sensitive data like CVV or PIN

概要

主な機能

Automated audit logging and role-based access control (RBAC) templates
81 GitHub stars
Secure tokenization and data masking for sensitive cardholder information
Implementation patterns for the 12 core PCI DSS requirements
Comprehensive guidance on PCI compliance levels and SAQ preparation
Encryption standards for data at rest (AES-256-GCM) and in transit (TLS)

ユースケース

Building a secure checkout flow that integrates with payment processors like Stripe
Reducing PCI compliance scope by implementing server-side tokenization
Refactoring legacy code to remove prohibited storage of sensitive data like CVV or PIN