Emergency Fund Planner

This Claude Code skill provides a comprehensive framework for sizing and managing emergency reserves within the wealth management domain. It enables Claude to help users determine appropriate cash buffer sizes—ranging from 3 to 12 months of essential expenses—while accounting for variables like income volatility, job security, and household structure. The skill includes guidance on tiered fund structures to balance immediate liquidity with yield optimization using vehicles like HYSAs, T-bills, and money market funds, ensuring a robust financial safety net with minimal opportunity cost.

Key Features

Use Cases