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ClawPay offers a pragmatic solution for AI agents to handle online payments, particularly for the vast majority of e-commerce sites that lack specialized "agentic commerce" protocols like UCP/AP2. It functions as an encrypted card vault with a robust policy engine, allowing users to define spending limits, block merchants, and require human approval for transactions. This empowers AI agents to complete purchases on arbitrary checkout forms while ensuring financial control and security, acting as a critical bridge until universal agentic payment infrastructure becomes widespread.