How does it handle the distinction between insured and uninsured mortgages?

The skill applies different workflow logic and reporting requirements based on the Loan-to-Value (LTV) ratio and the presence of default insurance.

Is this skill for developers or compliance officers?

It is designed for both, helping translate complex legal requirements into technical specifications, data models, and system logic.

Does this skill handle Quebec-specific mortgage laws?

Yes, it provides specific guidance on Quebec's Civil Code and hypothecary rights, highlighting how they differ from common law foreclosure procedures in other provinces.

Can it help with CMHC and private insurer reporting?

Absolutely. It includes critical timelines and data requirements for notification and claim submissions for CMHC, Sagen, and Canada Guaranty.

Canadian Mortgage Servicing Regulatory Guide

Name: Canadian Mortgage Servicing Regulatory Guide
Author: jkappers

byjkappers

0•

学习与文档

Provides expert regulatory guidance and technical patterns for building compliant Canadian mortgage servicing software.

This skill equips developers and business analysts with domain-specific guidance for navigating the complex Canadian mortgage landscape, covering federal (FCAC, OSFI) and provincial regulations. It offers structured implementation patterns for payment processing, default management, and insurer reporting (CMHC, Sagen, Canada Guaranty). By prioritizing bitemporal data modeling and defensible audit trails, it ensures software remains compliant across all Canadian provinces, including specialized guidance for Quebec's unique civil law framework.

主要功能

01Provincial variation logic for Power of Sale vs. Foreclosure procedures

02Regulatory citations for Bank Act, FCAC, OSFI, and CMHC requirements

03Quebec-specific guidance for hypothecary rights and civil law mandates

04Workflow guidance for arrears management and insurer notification timelines

05Technical patterns for bitemporal data modeling and system auditability

060 GitHub stars

使用场景

01Designing compliant payment application engines for federally regulated financial institutions

02Developing data models that support complex regulatory audits and insurer claim submissions

03Building automated default management systems with built-in financial hardship reviews

What are Skills?·How to Install

Install with 🐟 Skill.Fish

npx skillfish add jkappers/claude-code-software-delivery-plugin mortgage-servicing-CA

For use in Claude.ai and ChatGPT

Download Skill