Can this skill be used for institutional investing?

Yes, it specifically includes logic for endowment spending rates, foundation payouts, and fiduciary standards relevant to institutional mandates.

How does the skill resolve conflicts between risk ability and willingness?

It applies the conservative standard where the lower of the two governs the portfolio's risk profile to ensure financial safety and investor comfort.

Does it provide formulas for return objectives?

Yes, it includes formulas for nominal return targets, real return conversions, and rolling-average spending calculations for sustainable withdrawals.

What is the LLTU+U framework included in this skill?

LLTU+U stands for the five primary investment constraints: Liquidity, Legal/Regulatory, Time Horizon, Tax, and Unique Circumstances, all of which are essential for a comprehensive IPS.

Investment Policy Statement (IPS) Builder

Name: Investment Policy Statement (IPS) Builder
Author: JoelLewis

byJoelLewis

•

学习与文档

Constructs professional Investment Policy Statements by defining return objectives, risk tolerance, and portfolio constraints.

The Investment Policy Statement (IPS) skill provides a comprehensive framework for developing the governing documents of any investment portfolio. It assists financial professionals and investors in calculating required nominal and real returns, reconciling financial risk capacity with psychological willingness, and documenting essential constraints through the LLTU+U framework (Liquidity, Legal, Time, Tax, and Unique circumstances). This skill ensures that investment strategies are disciplined and measurable by establishing clear asset allocation ranges, rebalancing triggers, and objective benchmark selection criteria for both individual and institutional clients like endowments or foundations.

主要功能

0118 GitHub stars

02Guides manager selection using the Five Ps: Philosophy, Process, People, Performance, and Price.

03Calculates required nominal returns for goal-based and endowment spending models.

04Establishes Strategic Asset Allocation (SAA) ranges and disciplined rebalancing policies.

05Provides a structured LLTU+U framework for documenting investment constraints.

06Reconciles risk ability versus risk willingness to determine governed risk tolerance.

使用场景

01Calculating the required return for an endowment to maintain real purchasing power after spending and fees.

02Drafting a formal Investment Policy Statement for a high-net-worth individual or family office.

03Setting up measurable benchmarks and rebalancing triggers for a multi-asset class portfolio.

What are Skills?·How to Install

Install with 🐟 Skill.Fish

npx skillfish add joellewis/finance_skills investment-policy

For use in Claude.ai and ChatGPT

Download Skill