What inputs are needed for the calculator to work?

You need to provide your total Profit and Profit Hold account balances, your desired strategy, and any relevant debt or vault targets.

Can I use this skill if my business has outstanding debt?

Yes, the 'Debt Destruction' strategy is specifically designed to use profit distributions for aggressive debt paydown while maintaining small rewards to keep the owner motivated.

Is this skill officially affiliated with Profit First?

This skill implements the methodology described in Mike Michalowicz's book 'Profit First' but is an independent implementation designed for the Claude Code ecosystem.

What is the primary purpose of this skill?

It automates the calculation and strategic allocation of business profits at the end of each quarter based on the Profit First methodology.

What is the 'Vault' strategy mentioned in the tool?

The Vault represents your business emergency fund. The skill helps you calculate how much profit to set aside to reach a target of 3-6 months of operating expenses.

Quarterly Profit Distribution

Name: Quarterly Profit Distribution
Author: roaming-panda-llc

byroaming-panda-llc

生产力与工作流

Calculates and strategizes business profit allocations at quarter-end using the Profit First methodology.

关于

The Quarterly Profit Distribution skill automates the complex task of determining how to distribute accumulated business earnings at the end of each fiscal quarter. By implementing various strategies—including standard owner rewards, aggressive debt destruction, and accelerated vault building—this skill ensures business owners maintain consistent financial habits while securing their company's future. It provides a structured breakdown of transfer amounts and clear action items, making it easy to transition from profit accumulation to meaningful distribution and personal reward.

主要功能

Calculates precise distribution amounts across Profit and Profit Hold accounts.
Provides automated action checklists for executing bank transfers.
Implements the 'Jab-Jab-Hook' method for aggressive business debt paydown.
0 GitHub stars
Supports multiple strategies: Standard, Debt Destruction, Vault Building, and Growth.
Generates formatted quarterly reports compatible with project state files.

使用场景

Strategizing a knockout payment for business debt using the Debt Destruction strategy.
Accelerating the growth of an emergency 'Vault' to reach 3-6 months of OpEx coverage.
Calculating owner payouts and emergency reserves at the end of a fiscal quarter.

关于

主要功能

Calculates precise distribution amounts across Profit and Profit Hold accounts.
Provides automated action checklists for executing bank transfers.
Implements the 'Jab-Jab-Hook' method for aggressive business debt paydown.
0 GitHub stars
Supports multiple strategies: Standard, Debt Destruction, Vault Building, and Growth.
Generates formatted quarterly reports compatible with project state files.

使用场景

Strategizing a knockout payment for business debt using the Debt Destruction strategy.
Accelerating the growth of an emergency 'Vault' to reach 3-6 months of OpEx coverage.
Calculating owner payouts and emergency reserves at the end of a fiscal quarter.