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The Stripe Payments v2 skill for Morgus enables developers to implement comprehensive payment solutions without initial setup hurdles. It leverages a 'build first, monetize later' philosophy by creating claimable sandboxes, allowing for complete testing of product configurations, checkout flows, and subscription models before ever needing a formal Stripe account. By automating webhook setup and ensuring PCI compliance through secure direct-to-Stripe processing, it streamlines the path from local development to a live, revenue-generating application with minimal manual configuration.